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Barclays Merchant Accounts

Barclays are one of the few major UK banks that offer their own merchant account services for SMEs across the country, rather than simply reselling existing services from other brands.

What’s Offered?

Barclays offer both desktop and portable terminals for face-to-face transactions in store. They also offer solutions for telephone payments using just a simple internet connection, as well as eCommerce solutions allowing SMEs to sell products and services online.


A merchant account with Barclays means that established businesses can customise and integrate Barclays’ services into their existing website, while startups can create a website around the services, with no need for high technical skills. Barclays also have a transparent list of payments so businesses know almost exactly what they’ll be paying for the services and products they choose.


As Barclays are a financial services provider first and foremost, their approval criteria are similar to that for loans, and are typically stricter than other providers. This means that business who have taken out a loan previously, or have questionable credit ratings may be declined as Barclays determine there is a risk of customers not receiving their products or services after payment.


Author - Nigel Vaughan

Nigel has over 10 years experience in digital marketing, and loves tech and all kinds of electronics. A keen cyclist and cycle-tourist, he has cycled through 25 countries worldwide.